Good news! We’re all living longer. Now the bad news: we’re all living longer.

We get more time to enjoy hobbies, grandkids, endless buffets and 24 hour weather channels.

The bad news is that most of us don’t plan for living longer. We only plan what we know – that we’re healthy, have an active lifestyle and live a comfortable life.

I recently had a conversation with a friend regarding life insurance. She said that she was afraid to get life insurance because then she would die. I didn’t want to break the news to her that it is true, she will die. We all will. That’s just reality.

The difference between fear and reality is whether you are going to die with our without taking care of your family. With or without burdening them with your mortgage, funeral expenses or caring for young children. Even if you live after something happens, the likelihood of having a disability or needing long term care increases.

Since January brings new resolutions, make this the year to take care of YOU and your family. My family is taken care of – now my only resolution is to figure out how to grow orchids-without moving to Hawaii.

For those of you new to my eblasts, I have monthly Made-in-Nevada drawings for cool prizes by our sponsors. You can qualify for these drawings by: 1) liking us on Facebook, 2) referring someone to ACS Insurance or 3) calling for a quote or 4) emailing me what your New Year’s Resolution is (or help me to figure out that orchid thing)!

We have a new Made in Nevada sponsor! The Stylish Scribe is a local invitation company featuring custom designs for any occasion. You can stop by their fun loft studio to browse all of their paper options to create that perfect one-of-a-kind invitation. They have invitations for weddings, birthdays, bridal showers, baby showers, business stationery and so much more!