When it comes to health insurance, you have your choice of several plan types. Two you’ve probably heard of are a Health Maintenance Organization (HMO) and a Preferred Provider Organization (PPO). Generally speaking, the difference between HMO and PPO plans includes the size of the plan network, ability to see specialists, plan costs, and coverage for out-of-network services.

Be sure to consider your medical needs, the availability of HMOs in your area and income. If you’re looking at an HMO, take a close look at the network to determine if the choices of doctors and medical facilities are enough to meet your needs. A PPO gives you more freedom, including the potential to be covered for medical bills outside the network, but your costs may be higher.

Contact ACS Insurance if you would like to discuss your options for either of these insurance plans (775) 425-3233 or andy@acsinsurance.com.