One of my favorite topics is shopping. Not only because I am female, but because of the great deals that I can find. I love the thought of getting something really cool for next to nothing. I recently purchased a large mirror that was originally $150 and through coupons and clearance, walked out paying only $20 (true story).
Trust me, I have bought bone-headed stuff as well…like the times I decided I need a bottle cutter, new tools or organic dog food. Don’t even get me started with Amazon Prime (…love it!)
Because I work, I can only find these great purchases on Saturdays. I haven’t asked, but I don’t think that the Bossman would appreciate me spending all day online shopping or having giraffe food sent to the office (because it was on sale, that’s why).
Looking at retirement around the corner – I wonder what Saturdays will be like – since every day will be Saturday – and now every day can be a shopping day.
The next question is whether I will have enough money to retire comfortably and to find those great deals. I know that there are a lot of skeptics whether social security will be around, but I want to be prepared with my own financial security.
If you haven’t checked your social security statement in a while (no, they don’t mail them out anymore), you might be surprised to see the following notice:
Social Security benefits are not intended to be your only source of income when you retire. On average, Social Security will replace about 40 percent of your annual pre-retirement earnings. You will need other savings, investments, pensions, or retirement accounts to make sure you have enough money to live comfortably when you retire.
That’s where ACS Insurance comes in (you just knew I would bring that up), not only are we awesome at health insurance, but we also are awesome at life insurance and conservative retirement planning.
The key is planning – not waiting until you are 64 -1/2 – but today. Putting aside money today for use tomorrow.
Until next month,
Who used the bottle cutter twice.